23% of Americans — and 36% of Millennials — experience a debilitating degree of stress surrounding their finances. Their financial stress results in pathological effects on their thoughts, feelings and behaviors most commonly associated with Post-Traumatic Stress Disorder (PTSD). This condition is called Acute Financial Stress (AFS), and it’s a big issue. Payoff's Chief Science Officer Dr. Galen Buckwalter discusses his research into Acute Financial Stress and the impact this stress has on people.